Posts tagged finance
Negative rates: why do they happen, what do they mean, and what can we do about it?

A core principle of financial theory is the time value of money - the idea that there is greater benefit to receiving money now than an identical sum in the future. So, what happens when rather than paying to borrow money today, borrowers can freely borrow and hand back less in the future?

Read More
How to Present a Credible Deal Memo to Funders

The deal memo is the most important – but most overlooked – element for residential developers seeking financing. If you prepare a credible memo upfront, the whole process suddenly becomes more efficient and you reduce the risk of overpaying.

Read More
Four Common Funding Pitfalls for SME Residential Developers

For SME developers, securing funding has been needlessly frustrating, time-consuming and expensive for too long. I often speak to an exasperated developer who’s spent 6 months managing hundreds of emails, sitting through hours of meetings and has nothing to show for it. The funding process doesn’t need to be like this.

Read More
What is the difference between a SIPP and a SSAS?

George Ttouli explains the differences between SIPP (self-invested personal pension) and SSAS (small self-administered scheme). Everyone seems to know this is something to do with using pension money but not everyone understands the intricate details. Click to find out.

Read More