Posts tagged professional advice
Mortgage Update – Innovation and increasingly flexible criteria in times of Brexit

Over the last few years Brexit, stamp duty increases for investment properties and second homes, section 24 and the introduction of more stringent rental calculations for buy-to-let (BTL) by the Prudential Regulation Authority (PRA,) have all contributed towards stagnating house prices and a reduction in the volume of transactions in the housing market. Against these tougher market conditions and uncertainty, it is more important than ever for lenders to offer a unique proposition.

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Underwriting Your Professional Team: A Best Practice Approach

It’s often overlooked, but it’s a crucial step for developers seeking financing – you must underwrite your professional team. This is vital from a project delivery perspective because you need people with the experience and balance sheet to execute your plans.

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Negative rates: why do they happen, what do they mean, and what can we do about it?

A core principle of financial theory is the time value of money - the idea that there is greater benefit to receiving money now than an identical sum in the future. So, what happens when rather than paying to borrow money today, borrowers can freely borrow and hand back less in the future?

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Advantages of hiring a property management company

People often question why employ a property management company to look after your property when it is easy enough to manage it yourself. The service is seen as primarily property maintenance and the collection of rent, which is definitely an important part of the package, but is really just the starting point of property management.  

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